Connecting
people, markets
and opportunities
Tech Founder · Fintech Pioneer

Ari Stefanus

A more connected
tomorrow

Digital Innovation Strategist · Fintech & Payment Expert · Blockchain Architect

Jakarta, Indonesia aristefanus.com LinkedIn
Payments
Blockchain
Cross-border
Digital finance
Bridging
fiat
and
stablecoin
Ideas
People
Technology
without
borders
30+Years Experience
7Digital Products
89+Enterprise Projects
Professional Summary
PeopleInnovationTrustGlobal Impact

Dynamic and visionary entrepreneur with 30+ years of cross-industry experience spanning luxury hospitality, telecommunications, event production, and digital fintech. Founder of multiple successful ventures including Qoin Digital Indonesia (e-money & payment platform), Loyalto (CRM & loyalty SaaS), Pointo (point-exchange clearing house), and Frodo (F&B). Recognized for translating market opportunities into scalable digital products, with a track record of 7 digital product launches, 89+ enterprise projects, and clients ranging from Indomaret's 10,000 outlets to 38-hotel groups. Currently leading blockchain payment and Real World Asset (RWA) innovation through PT. Blockchain Sejati Indonesia.

Core Competencies

Nine disciplines, one thread: turning markets into products.

Professional Experience

Three decades across payments, technology, events and hospitality.

    My Work

    Ventures built and led — from e-money to tokenized gold.

    Career Highlights

    The record, in numbers.

    7Digital Products Launched
    89+Enterprise Projects Delivered
    30+Years Professional Experience
    6Major Bank Partners
    Education

    Trained in hospitality, sharpened in industry.

    Bali, Indonesia · 1990 – 1994

    Hotel Administration

    Foundation in operations, service and revenue management.

    Various institutions

    Industry & Professional Development Trainings

    Fintech, digital product, leadership, and soft-skills.

    Get in Touch

    Ari Stefanus

    Jakarta, Indonesia · Available for partnerships, advisory & ventures