Digital Innovation Strategist · Fintech & Payment Expert · Blockchain Architect
Dynamic and visionary entrepreneur with 30+ years of cross-industry experience spanning luxury hospitality, telecommunications, event production, and digital fintech. Founder of multiple successful ventures including Qoin Digital Indonesia (e-money & payment platform), Loyalto (CRM & loyalty SaaS), Pointo (point-exchange clearing house), and Frodo (F&B). Recognized for translating market opportunities into scalable digital products, with a track record of 7 digital product launches, 89+ enterprise projects, and clients ranging from Indomaret's 10,000 outlets to 38-hotel groups. Currently leading blockchain payment and Real World Asset (RWA) innovation through PT. Blockchain Sejati Indonesia.